Living With Sleep Apnea

Daily Musings
Thoughts of a 50 something man

I have Obstructive Sleep Apnea. It’s called OSA for short. I have have been diagnosed with it since 2005.
I was always sleepy. People would be having a conversation with me and then suddenly I was taking a nap in front of them.
I went for tests in a sleep laboratory. The doctor then said that I was the second worst case that he had seen ever since he started. He said that my sleep was interrupted several times during a sleeping period by my severe snoring.
I was worried for myself. My wife was worried for me too. I had to buy an expensive CPAP machine which I had to use every time I sleep.
If I don’t use it. I can feel that my mouth is so parched and dry. At present, my CPAP machine has a dehumidifier which makes my mouth just retain the right kind of moisture while I sleep.
It has been nearly 16 years since my OSA diagnosis and I am still here. Thank you my gracious God. And thank you to my wife for taking care of me.

The Electric Bike

Using motorbikes is an essential part of anti-poaching in Africa. Today these bikes run on gasoline and their noise warns poachers miles away: unsustainable and inefficient.

Join us, improving the anti-poaching, exchanging the fleets to solar powered, silent and electric bush bikes.

high performance electric motorbikes
light, quiet and clean. The kinematics, size and geometry together with precision construction and careful use of materials, make for an agile, light, torquey and exciting experience.

the Race series
pure off-road bikes, developed for maximum performance.
To be used on track or enduro trails. These bikes are stripped for maximum lightness and snappy handling, leaving nothing aside. None of them are certified for street use.

the Freeride series
explore with respect
These bikes are developed with back country exploring in mind. Silently gliding through the woods at high speed without disturbing or polluting. The aspect of sharing space with respect on mutual terms, whether it’d be fellow mushroom pickers or wildlife, is the overall take.

Some models are certified for street to be able to double for transportation and off-road exploring.

the Explore & Commute series
expand space and power life
These bikes are meant to serve their users as best friends. Days and needs are different. Tarmac or trail, it’s about transportation.

Going to work bringing a laptop, bringing groceries on the way back home, taking your kids or a friend for a passenger, getting the planks from the wood shop or bringing your leisure gear, whether a surfboard or a pair of skis to the point of action during the weekend.

The reasons and opportunities are endless

CAKE x Dometic
the electric food delivery box. This game-changing electric food delivery box technology helps revolutionize last-mile food delivery, keeping food hot or cold while traveling from the food service provider to the consumer.

why CAKE X Dometic
– Among the main frustrations today of many online delivery food consumers are receiving the food cold, messy and much later than expected.

– That’s not all, according to a recent study, 21 % of consumers said they have suspected a delivery person eating some of their food!

– Expected 22% increase of the food delivery market in 2020

– Expected mean annual growth rate (CAGR) of 8-10% in the coming 5 years

– More top restaurants are doing home delivery

Caffeine

Caffeine facilitates learning in tasks in which information is presented passively
Caffeine facilitates performance in tasks involving working memory to a limited extent
caffeine appears to rather improve memory performance under suboptimal alertness conditions.
Most studies, however, found improvements in reaction time.
At low doses, caffeine improves hedonic tone and reduces anxiety,
The larger improvement of performance in fatigued subjects confirms that caffeine is a mild stimulant.
Caffeine has also been reported to prevent cognitive decline in healthy subjects (Nehlig N.p.)
If my husband doesn’t drink some by 10 a.m., he can expect a man-sized headache by early afternoon. My best friend can’t speak in full sentences until they get theirs. I’m talking about coffee, of course! But the real addiction here is to the caffeine IN coffee, not coffee itself.

The truth is that there are lots of ways to get your caffeine fix. Some of the people chugging down those Big Gulps all afternoon may be in it for the caffeine. Another popular way to get caffeine is tea, hot or iced. A can of diet cola (or similar) will give you around 42 milligrams of caffeine, while a cup of hot tea usually has almost 50 milligrams.

I’m afraid eating chocolate can’t compete with the caffeine power of a cup of Joe. Even a 2-ounce chocolate bar has only 36 milligrams of caffeine — a drop in the bucket for hard-core espresso drinkers! Not that caffeine is the main reason people eat chocolate, but be warned that getting your caffeine fix in the form of chocolate is going to cost you in calories! Two ounces of chocolate will run you approximately 270 calories and 16 grams of fat.

Here’s a chart of some common caffeine sources and exactly how much of a wallop each packs:

1 cup of regular coffee 138 mg caffeine

Espresso 1/4 cup 125 mg (Magee N.p.)
The effect of caffeine in stimulating self-reported alertness and mood was not thought to persist for extended periods of time, with the effects peaking during the first 4 hours after ingestion. Research in office workers suggests that consuming caffeine with ornithine (an amino acid involved in protein metabolism, found in foods such as dairy products and meat, and which can be synthesized in the body) in the morning had a positive effect on self-reported mood (especially reducing “feelings of fatigue”, and increasing “willingness to work”, and “vigor”) in the late afternoon, suggesting that ornithine potentiated the physiological action of caffeine59.

Why Mutual Funds?

The purpose of investing in mutual funds is to earn higher returns than what traditional investment options offer. … Mutual funds are also more tax-efficient than traditional investments. Short-term as well as long-term gains from mutual funds are taxed in a way that it doesn’t eat into the returns.

Why would you invest in a mutual fund?
1. Built-in diversification. When you buy a mutual fund, your money is combined with the money from other investors, and allows you to buy part of a pool of investments. A mutual fund holds a variety of investments which can make it easier for investors to diversify than through ownership of individual stocks or bonds.

Which is better mutual fund or FD?
A Fixed Deposit offers pre-decided returns which do not change throughout the tenure of investments whereas Mutual Funds offer better returns on long-term investments as they are market-linked. Longer the tenure of investment, better the returns from Mutual Funds.

Mutual funds are one of the few buzzing investment options these days. Millennials are turning towards mutual funds as they get a much-needed flexibility of investing a small amount frequently. After knowing that you can invest in small amounts, the next question that arises is “how much of my salary should be invested in mutual funds?”

1. 50:30:20 Rule

Every earning individual should mandatorily implement the rule of 50:30:20 in their financial plan. This is very important, especially for breadwinners. Implementing this rule will ensure that their future is bright. The 50:30:20 rule says that 50% of your income must be spent on needs, 30% on wants, while the remaining 20% must be utilised to build an emergency corpus.

Needs are those without which you cannot sustain your daily life. These are groceries, house rent or EMI, utilities, and so on. You can never compromise on needs, and you have no choice but to spend on them. Wants are those that are not absolutely necessary, but you are making use of them in order to make your life better. A few examples of these are gym membership, vacation, movie tickets, subscriptions to online streaming sites, and so on. It is advisable for anyone to limit their spending on wants as much as possible.

The remaining 20% of your income must be saved to build an emergency corpus which is at least thrice your monthly salary. Once that is done, you can start investing. Therefore, your investments in mutual funds should be 20% of your monthly salary. If you are able to cut down on spending on wants, then you can utilise the same in increasing your mutual fund investment.

2. Importance of Investing in Mutual Funds

Millennials are investing in mutual funds as they offer much-needed flexibility. One can invest a small amount periodically. However, this is not the only factor that is making mutual funds so popular these days. Mutual funds are one of the few investment vehicles that have the potential to offer inflation-beating returns. Inflation is something that reduces the worth of your money or investment over time. A product costing Rs 100 today may cost Rs 175 after five years.

If your investment doesn’t produce inflation-beating returns, then inflation at the rate of 8% will eat half of it in a period of eight years.

One Hectare Prime Property Silay

I would like to offer to you a 1 hectare property at Silay City, Negros Occidental (home of the Silay-Bacolod Int’l Airport). With a frontage to the National Highway. 200 meters from the exclusive La Alegria village; 150 meters from the Citi Hardware development. Near the Teresita Lopez Jalandoni Provincial Hospital. Perfect for FLEET PARKING, MEDICAL INFRASTRACTURE, COMMERCIAL STRIP, INDUSTRIAL LEASE, CONDOMINIUM/VILLAGE DEVT, TELECOMMUNICATIONS TRANSMITTER.

The property bumps right into a river at the back.

#Silay

#RealEstate

Silver

It’s our Silver Wedding Anniversary and 25 years just flew by.


I would like to say first congratulations to both of us and for the two precious children we have, we can say, it’s worth the journey.


We’ve had our ups, we’ve had our downs. Times are hard, but if we’re together, nothing is impossible. No burden is too heavy to carry.
I want to say that we should add several more decades to our married bliss. More blessings to come. More surprises. More joys and laughter.

Less tears. Less problems. Just one bright and positive and happy existence together with our beloved kids who are so precious they just don’t know how much we love them.
I love you so much. I don’t know what else to say, but I will always be here for you. I know nothing else but to take care of you.